Car Insurance in Colorado

Make sure you have current Colorado car insurance before hitting the road in the Centennial State, whether you’re going to the mountains or the office. 

In some states, drivers unable to produce proof of insurance face fines of up to $500, points on their driving records, and even licence suspension and community service. 

Colorado BMV registration requires insurance proof. You can compare Colorado auto insurance quotes online to find the best policy.

How to Get Your Teen Driver’s License in Colorado

Teenagers in Colorado must enrol in a driver’s education programme before turning 15 to be eligible for a 16th birthday license.

Before applying for their full driver's licence, teenagers in Colorado are required to have their learner's permit in their possession for an entire year.

Under Colorado law, drivers under 18 are prohibited from using a mobile phone while behind the wheel unless making an emergency call to 911.  

Getting a licence has different requirements for people of different ages:

Before applying for a learner's permit at age 15 and 6 months, complete a 30-hour driver's education course (minimum age 15).

– After 12 months of permit holding, permit holders who have logged 50 hours of driving time and completed a 6-hour behind-the-wheel training course are eligible to apply for a driver’s licence.

Learner's permits are available between 15 and 6 months and 16 after completing a 30-hour driver's education course or a 4-hour classroom driver awareness programme.

If you've had a permit for at least a year, driven 50 hours (plus 6 hours of behind-the-wheel training if you're under 16) and passed a written and driving test, you can apply for a driver's licence.

– You don’t need to have completed a driver’s education programme to apply for a learner’s permit if you start the process at age 16 or 17.