Can I use my Best Buy credit card anywhere?

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The My Best Buy credit card is a store credit card, meaning it can only be used in Best Buy stores and online at the Best Buy website.

The card is not accepted anywhere else because it is not linked to major credit card networks like MasterCard, Visa, American Express, or Discover. Best Buy, however, also provides a credit card that can be used anywhere Mastercard is accepted: the Best Buy Mastercard or Visa credit card.

Can I use my Best Buy credit card anywhere?

An Overview of the My Best Buy Credit Card

Citibank offers customers the My Best Buy store credit card, which can be used only at Best Buy locations and online. Because of this, it is not a generic credit card that can be used on other websites like Amazon or Wal-Mart.

The card’s primary perk gives regular cardholders 5% cash back in rewards and Elite Plus cardholders 6% cash back. Best Buy has historically provided special financing of up to 24 months for home theatre systems costing $800 or more or 18 months for major appliances costing $600 or more.

Make your fixed monthly payments on time and pay off your balance in full by the end of the promotional period. You won’t have to pay any interest on your purchases made with your Best Buy credit card during the promotional period for the special financing offer. Further, Best Buy started advertising its credit card in 2017 by providing sign-up bonus rewards of 10% off the customer’s first purchase to those who applied for the card.

Best Buy’s Elite Plus members are eligible for exclusive benefits. Customers who use their cards to purchase at Best Buy or any affiliated stores totaling $3,500 or more within a calendar year are automatically upgraded to Elite Plus status. Once a cardholder achieves Elite Plus status, they are entitled to 6% cash back on all Best Buy purchases.

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Conditions of My Best Buy Credit Card

Can I use my Best Buy credit card anywhere?

The standard interest rate for the My Best Buy store credit card is the prime rate plus 21.99%, in addition to any special financing offers that may be in effect. You could be charged a late fee of up to $40 if you pay late with this card. To open a Citibank account, you must have a minimum of $2.

My Best Buy is Best Buy’s in-store credit card, but the company also offers a Visa-branded co-branded credit card. At Best Buy, you can still get 5% cash back with either type of credit card. The standard cash-back percentages for the My Best Buy Visa are 3% for gas, 2% for groceries and restaurants, and 1% for everything else. Cash-back rewards are not available for promotional financing.

 

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